Rg. No. YML/BNK 144
ISO 9001:2015 & ISO 27001:2013 CERTIFIED BANK
Housing Loan
Purchase a flat, row house, bungalow etc which is available either as ready possession or under construction*
Avail Loan upto 70 Lacs.
Flexible repayments tenures up to 240 months
Zero Prepayment charges
Features
Eligibility
Documents
Features
Loan Limit: Maximum Upto Rs.70 Lacs.
Repayment:
1. Maximum 240 months inclusive of moratorium period of maximum 18 months or till the retirement age if Salaried whichever is earlier. ii. In case of Takeover loan Maximum repayment tenure till residual tenure of earlier sanction or actual whichever is less.
Pre-Pavment Penalty: Nil
Rate of Interest: 10% p.a.*
Service Charges: Applicable from time to time.
Margin: Applicable from time to time.
Eligibility
Get Housing Loans from Yavatmal Urban Bank.
For Salaried Persons: i. Emplovees of reputed and financially sound organization. ii. Minimum Gross take home salary of INR.15,000/- per month.
For Businessmen & Professionals: Business should have establishment of minimum of 3 vears.
Co-Applicant: Co-owners of dwelling unit must be taken as Co-applicant. Spouse /parents of the applicant other than Co-owners can be taken as Co-applicant.
Documents
Duly filled form with: i. Income Proof of Applicant(S) & Guarantor(s) ii. Residential Proof of Applicants) & Guarantors) iii. Property Documents iv. PAN Card of Applicant(s) & Guarantor(s) v. KVC of Applicant(S) & Guarantor(s)
Prime Security: Dwelling Unit/s under construction/ready possession to be purchased.
Two Acceptable Guarantors and Security holders to be also taken as guarantors.
Other Charges: One Upfront EMI, Franking Charges, CERSAI, Filing Mortgage, Insurance of property,Legal charges etc. (Valuation, Sanction Confirmation if applicable)
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