Sr. No. Type of Loan Interest Rate
1 Hypothecation 14.75%   Credit Rating -3/+2
2 Cash Credit
a) Builders and Developers
b) S.S.I. Units (working capital)
14.75%   Credit Rating -3/+2
16.00%   10% Discount on Yearly Interest
13.00%   10% Discount on Yearly Interest
3 Vehicle Loan
a) Purchase of vehicle (Two wheeler)
b) Under the Scheme (Personal)
c) Private Professional / Four Wheeler (Commercial)
d) Purchase of Four Wheeler (Old Vehicle)
 
13.00%   10% Discount on Yearly Interest
13.00%   10% Discount on Yearly Interest
12.00%   10% Discount on Yearly Interest
14.00%   10% Discount on Yearly Interest
4 Term Loan
  1. Traders / Professionals
  2. Builders Developers and Project Loans
  3. S.S.I. Unit and Manufacturer
  4. Loan Against Property (TL)
  5. Agricultural allied activities
    1. upto Rs.50,000/-
    2. above Rs.50,000/-
  •  
  • 13.00%   10% Discount on Yearly Interest
  • 16.00%   10% Discount on Yearly Interest
  • 13.00%   10% Discount on Yearly Interest
  • 16.00%   
  •  
  • 11.00%
  • 12.00%
5 Warehouse Recipt Pledge
  1. up to 60%
  2. 61% to 70%

  • 12.00%
  • 12.50%
6 Loan against N.S.C. / Govt. Security / L.I.C. Policy 12.00%
7 Loan against Gold
  1. up to Rs.2 Lac - CC/TL
  2. above Rs.2 Lac - CC

  • 11.00%
  • 12.00%
8 Home Improvement Loan 14.00%   10% Discount on Yearly Interest
9 Personal and other hypothecation Loan 15.00%   10% Discount on Yearly Interest
10 Loan against Daily Madhu-Sanchayani Scheme 10.00%
11 Deendayal Gharkul Yojana (Deendayal Housing Scheme) 12.00%   10% Discount on Yearly Interest
12 Doctors and Chartered Accountants 12.50%   10% Discount on Yearly Interest
13 Education Loan 12.00%
14 Solar Power Loan 13.00%
15 Loan Against Fixed deposit 1% more than the interest rate of receipt


 

For further details contact our nearest Branch.